COBRA Health Insurance information, resources and alternatives to COBRA health plan coverage... 

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What does COBRA do?
COBRA provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates. This coverage, however, is only available when coverage is lost due to certain specific events. Group health coverage for COBRA participants is usually more expensive than health coverage for active employees, since usually the employer pays a part of the premium for active employees while COBRA participants generally pay the entire premium themselves. It is ordinarily less expensive, though, than individual health coverage.

 
COBRA Insurance Alternatives - SAVE Up To 70%

"Offering Eight Alternative Plans to COBRA Insurance"

Free Rx Plan  When you apply through this site More information.
Plan-1   COBRA Insurance Alternative - HCC Life Insurance Company
The Amigo Short Term Medical plan by HCC Life

Click "Here" to get a quote and apply!

    Amigo STM - Short Term Medical Insurance
   Length of Coverage: 30 Days to 6 or 12 Months 
   A.M. Best Rating: "A+" Superior
Use any doctor or hospital in the U.S. - $50 Urgent Center Co-Pay (Deductible Waved) 
Plan-2   COBRA Insurance Alternative - Assurant Health
The Assurant HealthSaver by Time Insurance

Click "Here" to get a quote and apply!

    HealthSaver - Limited Medical Insurance
   Length of Coverage: 30 Days to 6 or 12 Months 
   A.M. Best Rating: "A-" Excellent
Use any doctor or hospital in the U.S. - One of the lowest priced health plans 
Plan-3   COBRA Insurance Alternative - Secure Lite
The Secure Lite Short Term Health By HPA, Inc.

Click "Here" to get a quote and apply!

    Secure Lite - Short Term Medical Insurance
   Length of Coverage: 30 Days to 6 or 12 Months 
   A.M. Best Rating: A-" Excellent
Use any doctor or hospital in the U.S. - $750,000 in medical coverage per person 
Plan-4   COBRA Insurance Alternative - Assurant Health

Click "Here" to get a quote and apply!

    Assurant Health - Short Term Medical Insurance
   Length of Coverage: 30 Days to 6 or 12 Months 
   A.M. Best Rating: "A-" Excellent
Use any doctor or hospital in the U.S. or Canada.  Includes Rx coverage. 
Plan-5    COBRA Insurance Alternative - Liberty Select STM

Click "Here" to get a quote and apply!

    Standard Security - Liberty Select
   Length of Coverage: 30 Days to 6 or 12 Months
   A.M. Best Rating: "A-" Excellent
Apply online for next day coverage.  Lowest Priced Plan - Highest Level of Benefits
Plan-6     COBRA Insurance Alternative - Secure Med Short Term Medical

Click "Here" to get a quote and apply!

    Standard Security - Secure STM
   Length of Coverage: 30 Days to 6 or 12 Months
   A.M. Best Rating: "A-" Excellent
Apply online for next day coverage. Use any doctor or hospital in the U.S.
Plan-7    COBRA Insurance Alternative - American Health Shield

Click "Here" to get a quote and apply!

    Fairmont (FSG) - Temporary Major Medical Insurance
   Length of Coverage: 30 Days to 6 or 12 Months
   A.M. Best Rating: "A-" Excellent
Apply online for next day coverage.  Use and doctor or hospital in the U.S.. 
Plan-8     COBRA Insurance Alternative - Celtic Short Term Health Insurance

Click "Here" to get a quote and apply!

    Celtic Insurance - Short Term Medical Insurance
   Length of Coverage: 30 Days to 6 Months
   A.M. Best Rating: "A-" Excellent
Apply online for next day coverage. Use any doctor or hospital in the U.S. or Canada.  Includes Insurance for foreign travel. Includes Rx Prescription card. 
We also offer Renewable health insurance for individuals and families
Renewable Health Insurance by Assurant Health.
Renewable Health Insurance by Golden Rule / United Healthcare.
Renewable Health  Insurance by Celtic Insurance Company.

Note: Prices on Short Term Medical insurance are the same regardless of where you apply.  All transactions are processed directly through secure servers.
Don't risk going without insurance -  Temporary Health Insurance can save you and your family hundreds per month when compared to COBRA Insurance.  Why pay more than you have to?  Temporary health insurance can cost as little as half the price of COBRA Insurance.  Choose between HPA, Standard Security, Assurant Health and Celtic Insurance Company for an affordable health plan that meets your needs. Compare and choose coverage from 30 days to 3 years and cancel it at any time
» Learn More about the basics of Short Term Health insurance as a COBRA alternative. More info

Call Toll Free: (800) 544-9505   9AM - 6PM CST

Request More Information on any of our plans by clicking "HERE"

Short Term Medical Insurance is Perfect if you are:
  • Tired of paying the high price of COBRA Insurance
  • On-Strike, Laid-Off, or a Terminating Employee
  • Between Jobs
  • Waiting for Employer Group Coverage
  • A Recent College Graduate
  • A Temporary or Seasonal Employee
  • A Dependant No Longer Covered by Parents Plan

When should you continue your group health plan benefits under COBRA?

You should continue your health benefits under COBRA if you:

  • Have had comprehensive benefits and don't mind paying more for them.
  • Want continual, guaranteed coverage at a higher cost.
  • Have had recent health problems.
  • Have had ongoing health problems.
  • Are taking expensive medications.
  • Have been declined for private insurance recently.
  • Have a history of medical problems.
  • Have had an accident within the 60 day window of enrollment.
  • Are pregnant or planning to get that way.
The cost to continue your group health insurance benefits after job loss, layoff or a reduction in hours can be costly.  The national average cost of employer provided family health coverage under COBRA is over $590 per month.  If you are among the 81% of people eligible for COBRA but elect not to take it due to the cost, don’t risk going without health insurance.  Full Text of COBRA act 1986
 
» The Advantages of Buying Your Insurance Here.
» Problems? - We are here to help.  Please email us with any problems you may experience while applying by clicking HERE.
Insurance can be difficult to understand.  Our #1 priority is making sure that you, the consumer receives the most affordable and comprehensive coverage possible.  Contact us with any question you may have on coverage and availability.  Long Term Consumer Care, Inc. is a Master General Agency with HPA and a General Agent for Fortis Health.  We are licensed throughout the United States.  If we don't have a solution for your health insurance needs, we will do our best to direct you to a company who can fill your needs.
  
For More Information, Contact: Long Term Consumer Care, Inc.
Toll Free: (800) 544-9505
 
Product Availability Varies By State

Copyright©  Long Term Consumer Care, Inc.

LTCC is a trademark of Long Term Consumer Care, Inc.  All other products mentioned are registered trademarks of their respective companies.  Questions or problems regarding this web site should be directed to info@cobra-health-insurance.com
We offer Cobra Insurance alternatives by: Assurant Health short term medical insurance, HPA short term health insurance, Clarendon temporary health insurance, American Health Shield temporary health insurance by Chesapeake Life Insurance, TIG Specialty Insurance Company and Celtic short term medical insurance.

Get a COBRA insurance alternative /  temporary health insurance quote and buy your short term health insurance online. Compare all the COBRA alternative insurance plans available side-by-side and choose the short term health insurance plans that best fits your budget - always at the lowest price. We are your source for Temporary Health Insurance an affordable alternative to COBRA insurance.